Our 15 Year Fixed Rates Are Low & Our Process is Quick & Painless

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn’t that great.

We’re here to make the home loan process a whole lot easier! We have all the tools and expertise to guide you through the process. Start today with a FREE 15-Year Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The 15 Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

1. Complete our 15-Year Fixed Rate Mortgage Qualifier
2. Receive personalized loan options
3. Compare mortgage interest rates and terms
4. Select the offer tailored to your needs!

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages. Fixed-rate loans may be a better deal in the long run, because you can lock in the rate for the life of your loan.