Ready to begin your home buying or refinancing process? Click the Apply Now button to begin your mortgage loan application. As you complete the application, please use your best estimate if documentation is not available.
Filling out this application will allow us to review your application and begin the pre-approval process. While the terms pre-approved and pre-qualified are sometimes used interchangeably, they mean two very different things. Although, both are key steps in the mortgage application process.
A pre-qualification letter is just a ballpark estimate of how much you can borrow. It is based solely on the information you give to the lender and doesn’t include credit history report. They don’t hold as much weight as the pre-approval letter.
A pre-approval letter will let you know exactly how much you are approved to borrow and includes the interest rate for your loan. It will also show the seller you’re serious speeding up buying process. We can not wait to help you secure your dream loan!
Once you have completed your application we will contact you to:
- Guide you through the loan process
- Complete your loan application package
- Help you select the best program
- Find you the lowest interest rate