Refinance Your Home Loan

Our rates are low, and our process is quick & painless

kitchen

How to refinance your loan:

Refinancing a home loan can be a smart way to lower your monthly mortgage payment or shorten the term of your loan. Here’s what you need to know to refinance your home loan:

Determine your goals:

Decide why you want to refinance your loan. Do you want to lower your interest rate, reduce your monthly payment, or shorten the term of your loan?

Check your credit score:

Your credit score will play a big role in determining whether you qualify for a refinance loan and what interest rate you’ll receive.

Gather your documents:

You’ll need to provide documentation such as tax returns, W-2 forms, and bank statements to your lender.

Apply for the loan:

Fill out the loan application and provide the required documentation. Your lender will review your application and determine whether to approve your loan.

Close the loan:

If your loan is approved, you’ll need to sign the loan documents and provide any necessary closing costs before the loan can be funded.

Remember, refinancing your home loan can be a smart financial move, but it’s important to weigh the costs and benefits carefully. Be sure to compare lenders, understand the terms of your loan, and work with a reputable lender to ensure a successful refinance.


Key Features
  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
Do I Qualify?

Refinancing is the process of paying off your existing mortgage loan with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

What Is the Process?
Here’s how our home loan process works:
  1. Complete our mortgage loan application
  2. Receive personalized loan option
  3. Compare mortgage interest rates and terms
  4. Select the offer tailored to your needs!



Have any questions?

417-708-4207

Open Mon - Fri

9:00 AM - 5:00 PM

Need some help?

info@CMBrokers.com

©2019 | UMortgage | NMLS#1457759 | Licensed to Do Business in the States of CO, FL, KS, ME, MO, OR


NMLS Consumer Access Portal | Privacy Portal | Site Accessibility

Meet The Team

Our team of experts are committed to providing personalized guidance throughout the mortgage process, ensuring that you have all the information you need to make informed decisions about your loan. From pre-qualification to closing, our team will work with you every step of the way to make your mortgage experience as smooth and stress-free as possible. Contact us today to schedule a consultation and start your journey to owning your dream home.

ANDREW CHAVEZ

National Director of Sales Development

NMLS# 1938889

Licensed in MO, KS, AR, CO, FL

Gabriel Axtell

Branch Manager

NMLS# 2012807

Licensed in MO, KS, AR, CO, FL

Evan Dockstader

Branch Manager


Leslie Dean

Branch Marketing Leader

Andy Heffner

Loan Originator

NMLS# 2045703

Speaks: English

Eugenia Kashubin

Loan Originator

NMLS# 2242302

Speaks: English & Ukrainian

Dustin Sullins

Loan Originator

NMLS# 2070053

Speaks: English

Phillip Zverev

Loan Originator

NMLS# 2264664

Speaks: English & Russian

Jeff Johnson

Loan Originator

NMLS# 2565520

Speaks: English

Scott Davis

Loan Originator

NMLS# 948397

Speaks: English

Kristina Borishkevich

Loan Officer Assistant