Jumbo Mortgage Loans

Our rates are low, and our process is quick & painless

Loan officer explaining FHA home loans

What is a Jumbo Mortgage Loan?

Jumbo home loans are a type of mortgage that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loan limits vary by location and are adjusted annually, but typically range from $548,250 to $822,375 in most areas. Jumbo home loans are offered by private lenders, such as banks and mortgage companies, and are not backed by the government.


To qualify for a jumbo home loan, borrowers typically need to have a good credit score, a high income, and a substantial down payment. Jumbo loans typically require a down payment of at least 10% of the home's purchase price, but some lenders may require a higher down payment depending on the borrower's credit score and financial situation.


Jumbo home loans offer several benefits to borrowers, including the ability to purchase a higher-priced home, more flexible eligibility requirements, and customized terms and rates. Jumbo loans can also be used for investment properties or second homes.


Jumbo loans come in different types, including fixed-rate mortgages and adjustable-rate mortgages (ARMs). With a fixed-rate mortgage, the interest rate stays the same for the life of the loan, which can range from 10 to 30 years. ARMs have interest rates that can change after an initial fixed-rate period of 3, 5, or 7 years. ARMs can be a good option for borrowers who plan to sell or refinance their home before the interest rate adjusts.


Overall, jumbo home loans are a good option for borrowers who need to borrow more than the conforming loan limits set by Fannie Mae and Freddie Mac. These loans offer more flexible eligibility requirements and customized terms and rates, but also require a higher down payment and more stringent credit and income requirements. One of our highly knowledgeable loan officers can help guide you through the process and find the right loan for you.




Key Features
  1. Fixed Rates
  2. Adjustable Rates (ARM)
  3. Reduced Lender Fees
  4. Jumbo & Super Jumbo Loans
  5. Terms from 5 to 30 Years

Do I Qualify?

There are many benefits, including: financing available up to $2.5 million; the convenience of one loan for the entire loan amount instead of having multiple mortgages; competitive pricing… and more.

What is the process?
Here’s how our home loan process works:

  1. Complete our simple Jumbo Loan Qualifier
  2. Receive personalized loan options
  3. Compare mortgage interest rates and terms
  4. Select the offer tailored to your needs!

Have any questions?

417-708-4207

Open Mon - Fri

9:00 AM - 5:00 PM

Need some help?

info@CMBrokers.com

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Meet The Team

Our team of experts are committed to providing personalized guidance throughout the mortgage process, ensuring that you have all the information you need to make informed decisions about your loan. From pre-qualification to closing, our team will work with you every step of the way to make your mortgage experience as smooth and stress-free as possible. Contact us today to schedule a consultation and start your journey to owning your dream home.

ANDREW CHAVEZ

Branch Manager

NMLS# 1938889

Licensed in MO, KS, AR, CO, FL

Gabriel Axtell

Branch Team Lead

NMLS# 2012807

Licensed in MO, KS, AR, CO, FL

Evan Dockstader

Branch Operations Team Lead


Leslie Dean

Branch Marketing Leader

Sergey Khokhlan

Mortgage Broker

NMLS# 2121155

Speaks: English & Russian

Anton Kalashnikau

Mortgage Broker

NMLS# 2116844

Speaks: English & Russian

Andy Heffner

Mortgage Broker

NMLS# 2045703

Speaks: English

Michael Lindsay

Mortgage Broker

NMLS# 2215322

Speaks: English

Eugenia Kashubin

Mortgage Broker

NMLS# 2242302

Speaks: English & Ukrainian

Dustin Sullins

Mortgage Broker

NMLS# 2070053

Speaks: English

Coty Cowan

Mortgage Broker

NMLS# 2264664

Speaks: English

Phillip Zverev

Mortgage Broker

NMLS# 2264664

Speaks: English

Drew White

Mortgage Broker

NMLS# 1900791

Speaks: English

William Lotz

Mortgage Broker

NMLS# 2095033

Speaks: English

Jeff Johnson

Mortgage Broker

NMLS# 2565520

Speaks: English

Lauren Williams

Mortgage Broker

NMLS# 2565520

Speaks: English

Jason Schmierer

Mortgage Broker

NMLS# 2565520

Speaks: English

Amy Stockdale

Office Manager



Kristina Borishkevich

Loan Officer Assistant



Lexi Ugolini

Loan Officer Assistant



Amanda Britain

Loan Officer Assistant